Buying a home will probably rank as one of the biggest personal investments one can make. Being organized and in control will contribute significantly to getting the best home deal possible with the least amount of stress. It’s important to anticipate the steps required to successfully achieve your housing goal and to build a plan of action that gets you there.
Before you can build a plan of action, take the time to lay the groundwork for your decision-making process.
First, ask yourself how much you can afford to pay for a home. If you’re not sure on the price range, find a lender and get pre-approved. Pre-approval will let you know how much you can afford, allowing you to look for homes in your price range. Getting pre-approved also helps you to alleviate some of the anxieties that come with home buying. You know exactly what you qualify for and at what rate, you know how large your monthly mortgage payments will be, and you know how much you will have for a down payment. Once you are pre-approved, you avoid the frustration of finding homes that you think are perfect, but are not in your price range.
Second, ask yourself where you want to live and what the best location for you and/or your family is. Things to consider:
convenience for all family members
proximity to work, school
crime rate of neighborhood
types of homes in neighborhood, for example condos, town homes, co-ops, newly constructed homes etc.
We found Friend Wells knowledgeable, and eager to show us many possible homes until we finally found just the right home for us. He also saved us a couple of thousand dollars in the negotiation
process! Most of all, it was a great relief to know that he is a man of character, so we could be confident that he was doing his utmost to help us and not looking out for anyone else's interests. I have
complete confidence in his integrity.Rick & Linda T
* Fee varies for homes over 250K. Call for details. 6% used for comparison purposes only. Commissions may be negotiable and are not established by law. Each Office Independently Owned & Operated. The information herein is deemed to be accurate but not guaranteed. All information to be verified.